Kentucky Paycheck Calculator
Estimate your Kentucky take-home pay after federal, FICA, and state taxes. Enter your salary to see your net pay per paycheck.
2026 tax yearIncludes Kentucky taxFederal + FICA
How Kentucky paycheck taxes work
Kentucky applies a flat 3.5% state income tax to taxable wages, on top of federal income tax and FICA.
Note: Rate cut to 3.5% for 2026. Many cities/counties levy local occupational (payroll) taxes (excluded).
Everyone also pays federal income tax (progressive brackets from 10% to 37%) and FICA: 6.2% Social Security (on wages up to $184,500) and 1.45% Medicare.
Kentucky take-home pay by salary
| Gross salary | Take-home (yr) | Eff. rate | Take-home (mo) |
|---|---|---|---|
| $40,000 | $33,038 | 17.4% | $2,753 |
| $50,000 | $40,723 | 18.6% | $3,394 |
| $60,000 | $48,408 | 19.3% | $4,034 |
| $75,000 | $59,085 | 21.2% | $4,924 |
| $100,000 | $75,798 | 24.2% | $6,316 |
| $150,000 | $108,659 | 27.6% | $9,055 |
Single filer, no 401(k), 2026 tax year. Federal + FICA + Kentucky state tax.