Take-Home Pay Calculator
See your real paycheck after taxes. Enter your salary and state to estimate your net pay after federal income tax, Social Security, Medicare, and state taxes.
Updated for 2026All 50 states + DCFederal + FICA + stateNo sign-up
How it works
This calculator estimates your net (take-home) pay by subtracting four things from your gross salary:
- Federal income tax — progressive 2026 brackets (10%–37%) after the standard deduction.
- Social Security — 6.2% on wages up to $184,500.
- Medicare — 1.45% on all wages (plus 0.9% over $200,000).
- State income tax — varies by state; 9 states have none.
Choose your state
Get a paycheck breakdown tailored to your state: